This home qualifies for the affordable 100 program due to being located in a LMI census tract, meaning qualified applicants can borrow up to 100 percent Loan to Value (LTV) No mortgage insurance required!!! Diamond in the rough, you do not want to miss the value bursting from this home. With a little clean up and some tlc, you will find thousands in equity. Located in the beautiful and rejuvenated downtown New Port Richey, and just minutes to the pristine West Coast and Gulf of Mexico, this homes location cannot be beat. Inside, you will find an open and airy floor plan. The kitchen boasts beautiful granite counter tops with ample cabinet space, double sink, and newer stainless appliances. The kitchen flows nicely into the homes oversized living space which is perfect for hosting friends and family. The living room also includes a fireplace and direct access via sliding glass doors to the fenced in backyard. The homes master bedroom has great size and a big walk-in closet. The other bedrooms offer good size and closet space. The homes bathroom is tastefully updated with a modern vanity, and a tiled shower/tub combo. This home has an oversized laundry room with storage and a sink. Out back, this property has a large completely fenced in yard, perfect for enjoying the beautiful Florida weather, or with the the fence's double gate, is the perfect place to store your boat or toys. With no hoa, this home would be an idea investment property or primary residence. RECENT UPDATES: Washer/Dryer 1.5 years old, Fridge 5 months, Roof 2020, AC five years. Come bring a little elbow grease and bring this great property back to life!